A Four Point Insurance Inspection is generally required by insurance companies to aid in the underwriting of older homes. It is requested to underwrite new policies and more recently on some renewals.
A Four Point Inspection includes :
The Plumbing System
The Electrical System
The Roof
The Heating and Air Condition System
A Four Point Insurance Inspection is less in scope than a Complete Home Inspection and is written to assist insurance companies in determining the insurability of a home.